Finance Glossary A–Z — 203+ Indian Finance Terms
Your complete guide to personal finance terminology in India. Search any financial term — SIP, mutual funds, income tax, CIBIL score, government schemes, and more — explained in plain English with real Indian examples.
🔥 Popular Terms
A
Aadhaar Card
Government
Aadhaar is a 12-digit unique identification number issued by UIDAI to every Indian resident. It serv…
Advance Tax
Tax
Advance tax is income tax paid in instalments during the financial year instead of at year-end, appl…
AMC (Asset Management Company)
Mutual Funds
An AMC is a company that manages and operates mutual fund schemes. It pools money from investors and…
Amortization
Credit
Amortization is the process of paying off a loan through regular EMI payments over time. Each EMI co…
APY (Atal Pension Yojana)
Government Schemes
APY is a government-backed pension scheme for unorganized sector workers aged 18-40. Contributors re…
Asset Allocation
Basics
Asset allocation is the strategy of dividing your investment portfolio among different asset categor…
AUM (Assets Under Management)
Mutual Funds
AUM represents the total market value of all investments that a mutual fund, AMC, or financial insti…
Ayushman Bharat (PMJAY)
Government Schemes
Ayushman Bharat PM-JAY is the world's largest government-funded health insurance scheme providing ₹5…
B
Bear Market
Stock Market
A bear market is a prolonged period when stock prices fall 20% or more from recent highs, usually ac…
Blue Chip Stocks
Stock Market
Blue chip stocks are shares of well-established, financially stable, large-cap companies with a long…
Bond
Basics
A bond is a fixed-income debt instrument where the issuer (government or corporation) borrows money …
Bonus Shares
Stock Market
Bonus shares are free additional shares issued by a company to existing shareholders from its reserv…
Brokerage Charges
Stock Market
Brokerage is the fee charged by stockbrokers for executing buy/sell orders on stock exchanges. Disco…
BSE (Bombay Stock Exchange)
Stock Market
BSE is Asia's oldest stock exchange, established in 1875 in Mumbai. Its benchmark index is the Sense…
Bull Market
Stock Market
A bull market is a prolonged period of rising stock prices (typically 20% or more from recent lows),…
C
CAGR (Compound Annual Growth Rate)
Basics
CAGR measures the mean annual growth rate of an investment over a specified time period longer than …
Capital Gains Tax
Tax
Capital Gains Tax is levied on profit from selling capital assets like stocks, mutual funds, propert…
Car Loan
Credit
A car loan is a secured loan to purchase a new or used vehicle, with the vehicle itself as collatera…
Carpet Area
Real Estate
Carpet area is the actual usable floor area within the walls of a flat, excluding walls, balcony, te…
CDSL (Central Depository Services)
Stock Market
CDSL is India's second securities depository, established in 1999, promoted by BSE. It holds securit…
CIBIL Score
Credit
CIBIL Score is a three-digit credit score (300-900) assigned by TransUnion CIBIL that represents you…
Circle Rate (Guideline Value)
Real Estate
Circle rate is the minimum property value set by state governments for calculating stamp duty and re…
Claim Settlement Ratio (CSR)
Insurance
CSR is the percentage of claims settled by an insurance company out of the total claims received in …
Collateral
Credit
Collateral is an asset pledged as security for a loan. If the borrower defaults, the lender can seiz…
Compound Interest
Basics
Compound interest is interest calculated on both the initial principal and the accumulated interest …
Corporate Bond
Banking
Corporate bonds are debt securities issued by companies to raise capital. They typically offer highe…
CPI (Consumer Price Index)
Economy
CPI measures changes in the average price level of a basket of consumer goods and services over time…
Credit Card
Credit
A credit card is a financial tool issued by banks that allows you to borrow money for purchases up t…
Credit Report
Credit
A credit report is a detailed record of your credit history maintained by credit bureaus. It include…
Credit Score
Credit
A credit score is a 3-digit number (300-900) that represents your creditworthiness based on your cre…
CRR (Cash Reserve Ratio)
Banking
CRR is the percentage of total deposits that banks must keep as cash reserves with RBI. It is a mone…
Current Account Deficit (CAD)
Economy
CAD occurs when a country's imports of goods, services, and transfers exceed its exports. India typi…
D
DBT (Direct Benefit Transfer)
Government
DBT is a reform initiative by the Government of India to transfer subsidies and benefits directly to…
Debit Card
Banking
A debit card is linked to your bank savings/current account and allows you to spend only the balance…
Debt Mutual Fund
Mutual Funds
Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury…
Demat Account
Stock Market
A Demat (dematerialized) account is an electronic account that holds your shares, bonds, mutual fund…
Derivatives
Stock Market
Derivatives are financial instruments whose value is derived from an underlying asset like stocks, i…
DICGC (Deposit Insurance)
Banking
DICGC (Deposit Insurance and Credit Guarantee Corporation) insures bank deposits up to ₹5 lakh per d…
Digital Gold
Gold
Digital gold allows you to buy, sell, and store gold online in fractions as small as ₹1. The physica…
Direct Plan (Mutual Fund)
Mutual Funds
A Direct Plan is a mutual fund variant where you invest directly with the AMC without any distributo…
Direct vs Regular Mutual Fund
Mutual Funds
Direct plans have no distributor commission (lower expense ratio, ~0.5-1% cheaper), bought directly …
Diversification
Basics
Diversification is the investment strategy of spreading money across different asset classes, sector…
Dividend
Stock Market
A dividend is a portion of a company's earnings distributed to its shareholders, usually in cash or …
E
e-KYC (Electronic KYC)
Banking
e-KYC is the electronic process of verifying a customer's identity using Aadhaar-based authenticatio…
ELSS (Equity Linked Savings Scheme)
Mutual Funds
ELSS is a type of equity mutual fund that qualifies for tax deduction under Section 80C with the sho…
Emergency Fund
Basics
An emergency fund is a cash reserve set aside to cover unexpected expenses like medical emergencies,…
EMI (Equated Monthly Instalment)
Credit
EMI is the fixed monthly payment made to repay a loan, consisting of both principal and interest com…
EPF (Employee Provident Fund)
Government Schemes
EPF is a retirement savings scheme managed by EPFO where both employer and employee contribute 12% o…
EPS (Employee Pension Scheme)
Employment
EPS is a pension scheme under EPFO where 8.33% of employer's contribution goes to EPS (on salary up …
Equity (Shares)
Stock Market
Equity represents ownership in a company through shares. When you buy equity shares, you become a pa…
ETF (Exchange Traded Fund)
Mutual Funds
An ETF is a type of investment fund that trades on stock exchanges like a regular share. It tracks a…
Exit Load
Mutual Funds
Exit load is a fee charged by mutual fund companies when you redeem (sell) your units before a speci…
Expense Ratio
Mutual Funds
Expense ratio is the annual fee charged by a mutual fund to manage your investment, expressed as a p…
F
Face Value (Par Value)
Stock Market
Face value is the original value of a share as stated in the company's charter. Most Indian companie…
FD (Fixed Deposit)
Banking
A Fixed Deposit is a financial instrument where you deposit a lump sum with a bank or NBFC for a fix…
Financial Inclusion
Economy
Financial inclusion means ensuring access to affordable financial services (banking, insurance, cred…
Financial Planning
Basics
Financial planning is the process of setting financial goals, creating a budget, managing debt, buil…
Financial Year (FY) and Assessment Year (AY)
Tax
In India, Financial Year runs from April 1 to March 31 (e.g., FY 2025-26 = April 2025 to March 2026)…
Fiscal Deficit
Economy
Fiscal deficit is the difference between the government's total expenditure and total revenue (exclu…
Forex (Foreign Exchange)
Economy
Forex refers to the foreign exchange market where currencies are traded. India's forex reserves (hel…
Form 16
Tax
Form 16 is a TDS certificate issued by your employer showing salary paid, tax deducted, and deductio…
Futures Contract
Stock Market
A futures contract is a standardized agreement to buy or sell an asset at a predetermined price on a…
G
GDP (Gross Domestic Product)
Economy
GDP is the total monetary value of all finished goods and services produced within a country's borde…
Gilt Fund
Mutual Funds
Gilt funds invest exclusively in government securities (G-Secs) issued by the central and state gove…
Gold ETF
Gold
Gold ETF is an exchange-traded fund that tracks the domestic price of gold. Each unit typically repr…
Gold Loan
Credit
A gold loan is a secured loan where you pledge physical gold (jewellery/coins) as collateral. Banks …
Government Bond (G-Sec)
Banking
Government securities (G-Secs) are debt instruments issued by the Government of India to finance fis…
Gratuity
Employment
Gratuity is a lump sum benefit paid by employers to employees who have completed at least 5 years of…
GST (Goods and Services Tax)
Tax
GST is India's unified indirect tax that replaced multiple taxes like VAT, service tax, excise duty,…
H
Health & Education Cess
Tax
Cess is a tax levied on top of income tax and surcharge to fund specific government initiatives. Cur…
Health Insurance
Insurance
Health insurance covers medical expenses including hospitalization, surgery, medication, and diagnos…
Home Loan
Credit
A home loan is a secured loan offered by banks and housing finance companies to buy, construct, or r…
HRA (House Rent Allowance)
Tax
HRA is a salary component paid by employers to employees for accommodation expenses. It is partially…
Hybrid Mutual Fund
Mutual Funds
Hybrid funds invest in a mix of equity and debt, providing diversification in a single fund. Types i…
I
IMPS (Immediate Payment Service)
Banking
IMPS is a 24/7 real-time interbank electronic fund transfer service offered through NPCI. It enables…
Income Tax
Tax
Income Tax is a direct tax levied by the Government of India on individual and corporate income. Ind…
Income Tax Slab
Tax
Tax slabs are income ranges taxed at different rates. New Regime FY 2026-27: 0-4L (nil), 4-8L (5%), …
Index Fund
Mutual Funds
An Index Fund is a passive mutual fund that replicates the composition of a market index like Nifty …
Indexation
Tax
Indexation adjusts the purchase price of an asset for inflation using the Cost Inflation Index (CII)…
Indian Rupee (INR)
Economy
The Indian Rupee (₹, INR) is the official currency of India, issued by RBI. It is a partially conver…
Inflation
Economy
Inflation is the rate at which the general level of prices for goods and services rises over time, e…
Insurance
Insurance
Insurance is a financial contract where the insurer compensates the insured for specified losses in …
Insurance Premium
Insurance
Premium is the amount you pay to an insurance company at regular intervals (monthly, quarterly, or a…
Interest Rate
Basics
Interest rate is the cost of borrowing money or the return earned on deposits/investments, expressed…
Intraday Trading
Stock Market
Intraday trading means buying and selling stocks on the same trading day before market closes (3:30 …
IPO (Initial Public Offering)
Stock Market
An IPO is the process by which a private company offers its shares to the public for the first time …
IRDAI (Insurance Regulator)
Insurance
IRDAI (Insurance Regulatory and Development Authority of India) is the apex body that regulates and …
ITR (Income Tax Return)
Tax
ITR is an annual tax document filed with the Income Tax Department declaring your total income, dedu…
K
L
Large Cap Stocks/Funds
Stock Market
Large cap companies have market capitalization above ₹20,000 crore (top 100 by market cap as per SEB…
Liquid Fund
Mutual Funds
Liquid funds are a type of debt mutual fund that invest in very short-term instruments (up to 91 day…
Loan Against Property (LAP)
Credit
LAP is a secured loan where you pledge your residential or commercial property as collateral. You ca…
Loan Prepayment / Foreclosure
Credit
Prepayment means paying off part or all of a loan before the scheduled tenure. RBI mandates zero pre…
LTA (Leave Travel Allowance)
Employment
LTA is a salary component that provides tax exemption on travel expenses incurred during leave. Only…
LTCG (Long Term Capital Gains)
Tax
LTCG applies when you sell a capital asset after the minimum holding period — 12+ months for listed …
Lumpsum Investment
Basics
Lumpsum investment means investing a large amount of money at one go, as opposed to periodic investm…
M
Margin Trading
Stock Market
Margin trading is borrowing money from a broker to buy securities, using your existing securities or…
Market Capitalization
Stock Market
Market capitalization (market cap) is the total market value of a company's outstanding shares, calc…
Market Correction
Stock Market
A correction is a decline of 10-20% in stock prices from recent highs. It is a normal and healthy pa…
Mid Cap Stocks/Funds
Stock Market
Mid cap companies rank 101st to 250th by market capitalization (₹5,000-20,000 crore range as per SEB…
Motor Insurance (Car/Bike Insurance)
Insurance
Motor insurance provides financial protection against damage to your vehicle and third-party liabili…
MSME (Micro, Small & Medium Enterprises)
Economy
MSMEs are classified by investment in plant/machinery and annual turnover. Micro: up to ₹1 Cr invest…
Mudra Loan (PMMY)
Government Schemes
Mudra Loan under Pradhan Mantri Mudra Yojana provides collateral-free loans up to ₹10 lakh to micro/…
Multi Cap / Flexi Cap Fund
Mutual Funds
Multi Cap funds invest across large, mid, and small cap stocks. SEBI mandates minimum 25% each in la…
Mutual Fund
Mutual Funds
A mutual fund is a professionally managed investment vehicle that pools money from multiple investor…
Mutual Fund Sahi Hai
Mutual Funds
'Mutual Fund Sahi Hai' is AMFI's investor awareness campaign launched in 2017 to promote mutual fund…
Mutual Fund Taxation (2026)
Tax
Equity funds: STCG (held <1 year) taxed at 20%, LTCG (held >1 year) taxed at 12.5% above ₹1.25 lakh …
N
NACH (National Automated Clearing House)
Banking
NACH is a centralized clearing system operated by NPCI for bulk and repetitive electronic payment tr…
NAV (Net Asset Value)
Mutual Funds
NAV is the per-unit market value of a mutual fund scheme. It is calculated by dividing the total val…
NBFC (Non-Banking Financial Company)
Banking
NBFCs are financial institutions that provide banking services like loans, credit facilities, and in…
NCB (No Claim Bonus)
Insurance
NCB is a discount on your motor or health insurance premium for every claim-free year. In motor insu…
NEFT (National Electronic Funds Transfer)
Banking
NEFT is a nationwide electronic payment system that enables fund transfer between bank accounts in h…
New Tax Regime
Tax
The New Tax Regime (default from FY 2023-24) offers lower tax rates but with minimal deductions. Onl…
NFO (New Fund Offer)
Mutual Funds
NFO is the initial subscription offering for a new mutual fund scheme. During NFO period (typically …
Nifty 50
Stock Market
Nifty 50 is the benchmark stock market index of the National Stock Exchange (NSE) comprising 50 of I…
Nomination (Nominee)
Basics
Nomination is the process of designating a person who will receive the proceeds of your financial as…
NPCI (National Payments Corporation)
Banking
NPCI is an umbrella organization for all retail payment and settlement systems in India, founded by …
NPS (National Pension System)
Government Schemes
NPS is a voluntary, government-sponsored pension scheme that invests in equity, corporate bonds, and…
NRI Investment Options
Banking
NRIs can invest in India through NRE (repatriable) and NRO (non-repatriable) accounts. Allowed inves…
NSC (National Savings Certificate)
Government Schemes
NSC is a fixed-income investment scheme offered by India Post with a 5-year lock-in. Current interes…
NSDL (National Securities Depository)
Stock Market
NSDL is India's first and largest securities depository, established in 1996. It holds securities (s…
NSE (National Stock Exchange)
Stock Market
NSE is India's largest stock exchange by trading volume, established in 1992 and headquartered in Mu…
O
P
P/E Ratio (Price to Earnings)
Stock Market
P/E ratio measures how much investors are willing to pay for each rupee of a company's earnings. It …
PAN Card
Tax
PAN (Permanent Account Number) is a unique 10-character alphanumeric identifier issued by the Income…
Pension
Employment
Pension is a regular income received after retirement. Types in India: EPS pension (EPFO, ₹1,000+ ba…
Personal Loan
Credit
A personal loan is an unsecured loan that can be used for any purpose — medical emergencies, wedding…
PF Withdrawal Rules
Employment
EPF can be partially withdrawn for specific purposes: medical (any time), home purchase (5 years), e…
PM Awas Yojana (PMAY)
Government Schemes
PMAY is a government housing scheme to provide affordable housing for EWS/LIG/MIG categories. Under …
PM Jan Dhan Yojana
Government Schemes
Pradhan Mantri Jan Dhan Yojana is a financial inclusion program launched in 2014 to provide universa…
PM Kisan Samman Nidhi
Government Schemes
PM-KISAN provides direct income support of ₹6,000 per year to all land-holding farmer families in In…
Portfolio
Basics
A portfolio is the collection of all your financial investments — stocks, mutual funds, bonds, FDs, …
Post Office Savings Schemes
Government Schemes
India Post offers 9 savings schemes: Post Office Savings Account (4%), RD (6.7%), TD (6.9-7.5%), Mon…
Power of Compounding
Basics
The power of compounding refers to how investments grow exponentially over time when returns are rei…
PPF (Public Provident Fund)
Government Schemes
PPF is a government-backed long-term savings scheme with a 15-year lock-in period. It offers tax-fre…
Professional Tax
Employment
Professional tax is a state-level tax deducted from salary by employers, applicable to salaried indi…
Property Tax
Real Estate
Property tax is an annual tax paid to the local municipal corporation or panchayat by property owner…
R
RBI (Reserve Bank of India)
Banking
RBI is India's central bank, established in 1935 and headquartered in Mumbai. It manages monetary po…
RD (Recurring Deposit)
Banking
A Recurring Deposit is a savings scheme where you deposit a fixed amount every month for a predeterm…
RD vs FD — Which is Better?
Banking
RD suits people who want to save monthly with disciplined investing, similar to SIP. FD suits those …
Real Return
Basics
Real return is the investment return adjusted for inflation. Formula: Real Return ≈ Nominal Return −…
Registration Charges
Real Estate
Registration charges are government fees paid to legally register a property purchase in the buyer's…
Regular Plan (Mutual Fund)
Mutual Funds
A Regular Plan is a mutual fund variant bought through a distributor, broker, or agent who earns com…
Rent Agreement
Real Estate
A rent agreement is a legal contract between landlord and tenant specifying rent amount, tenure, dep…
Rent Receipt
Tax
Rent receipt is a document proving rent payment to landlord, required to claim HRA exemption. For HR…
Repo Rate
Banking
Repo Rate is the interest rate at which RBI lends short-term money to commercial banks against gover…
RERA (Real Estate Regulatory Authority)
Real Estate
RERA is a regulatory body established under the Real Estate (Regulation and Development) Act, 2016 t…
Retirement Planning
Basics
Retirement planning involves estimating future expenses, accounting for inflation, and building a co…
Reverse Repo Rate
Banking
Reverse repo rate is the interest rate at which RBI borrows money from commercial banks. It is a too…
Risk Appetite (Risk Tolerance)
Basics
Risk appetite is an investor's willingness and ability to lose some or all of their investment in ex…
RTGS (Real Time Gross Settlement)
Banking
RTGS is a fund transfer system for high-value transactions (minimum ₹2 lakh) that processes transfer…
Rule of 72
Basics
The Rule of 72 is a quick mental math formula to estimate how many years it takes for an investment …
RuPay Card
Banking
RuPay is India's indigenous card payment network launched by NPCI as an alternative to Visa and Mast…
Rupee Cost Averaging
Mutual Funds
Rupee cost averaging is the benefit of SIP investing where you buy more units when prices are low an…
S
Salary Components (CTC Breakup)
Employment
Salary in India typically has these components: Basic Salary (40-50% of CTC), HRA, Special Allowance…
Savings Account
Banking
A savings account is a basic bank deposit account that earns interest (currently 2.7-7% depending on…
SCSS (Senior Citizens Savings Scheme)
Government Schemes
SCSS is a government-backed savings scheme exclusively for senior citizens (60+ years, or 55+ for re…
SEBI (Securities and Exchange Board of India)
Stock Market
SEBI is the regulatory authority for the securities market in India, established in 1992. It regulat…
Section 24(b) — Home Loan Interest
Tax
Section 24(b) allows deduction of up to ₹2 lakh per year on interest paid on home loan for a self-oc…
Section 54 (Capital Gains Exemption)
Tax
Section 54 provides exemption from LTCG tax on sale of residential property if the gains are reinves…
Section 80C
Tax
Section 80C of the Income Tax Act allows deductions up to ₹1.5 lakh per financial year from taxable …
Section 80D (Health Insurance Deduction)
Tax
Section 80D of Income Tax Act allows deduction for health insurance premiums and preventive health c…
Section 80EEA — First-Time Home Buyer
Tax
Section 80EEA (expired March 2022 but relevant for existing claims) allowed additional deduction of …
Section 87A Rebate
Tax
Section 87A provides a rebate (direct tax reduction) for taxpayers with total income up to a specifi…
Sensex (BSE Sensex)
Stock Market
Sensex is the benchmark index of the Bombay Stock Exchange (BSE), comprising 30 of the largest, most…
SGB (Sovereign Gold Bond)
Gold
Sovereign Gold Bonds are government securities denominated in grams of gold, issued by RBI on behalf…
SGB Taxation
Tax
SGBs have unique tax benefits: 2.5% annual interest is taxable at slab rate. LTCG on redemption at m…
Share (Stock)
Stock Market
A share is a unit of ownership in a company. When a company issues shares, each share represents an …
Simple Interest
Basics
Simple interest is calculated only on the original principal amount, without compounding. Formula: S…
SIP (Systematic Investment Plan)
Mutual Funds
SIP is a method of investing a fixed amount regularly (monthly/quarterly) in a mutual fund scheme. I…
SLR (Statutory Liquidity Ratio)
Banking
SLR is the minimum percentage of deposits that banks must maintain in the form of liquid assets like…
Small Cap Stocks/Funds
Stock Market
Small cap companies rank 251st and below by market capitalization (below ₹5,000 crore as per SEBI). …
Sovereign Guarantee
Basics
A sovereign guarantee means the investment is backed by the Government of India, making it virtually…
SSY (Sukanya Samriddhi Yojana)
Government Schemes
SSY is a government-backed savings scheme for the girl child, part of Beti Bachao Beti Padhao campai…
SSY Eligibility & Rules
Government Schemes
SSY rules: Account for girl child below 10 years only, maximum 2 accounts (one per girl). Minimum ₹2…
Stamp Duty
Real Estate
Stamp duty is a state-level tax paid when registering a property purchase or transfer. Rates vary by…
Standard Deduction
Tax
Standard deduction is a flat deduction from salary/pension income, replacing transport allowance and…
Standing Instruction (Auto-Debit)
Banking
Standing instruction is a mandate given to your bank to automatically transfer a fixed amount at reg…
STCG (Short Term Capital Gains)
Tax
STCG applies when you sell a capital asset before the minimum holding period — 12 months for listed …
Step-Up SIP (Top-Up SIP)
Mutual Funds
Step-Up SIP automatically increases your SIP amount at regular intervals (annually) by a fixed perce…
Stock Split
Stock Market
A stock split is a corporate action where a company divides its existing shares into multiple shares…
Stop Loss Order
Stock Market
A stop loss is an order placed with a broker to buy or sell a stock when it reaches a specified pric…
STP (Systematic Transfer Plan)
Mutual Funds
STP allows you to transfer a fixed amount from one mutual fund scheme to another at regular interval…
STT (Securities Transaction Tax)
Tax
STT is a tax levied on every purchase and sale of securities listed on Indian stock exchanges. STT r…
Sum Assured (Cover Amount)
Insurance
Sum assured is the guaranteed amount that an insurance company promises to pay the nominee upon the …
Surcharge (Income Tax)
Tax
Surcharge is an additional tax on income tax for high-income earners. Rates: 10% surcharge on income…
SWP (Systematic Withdrawal Plan)
Mutual Funds
SWP allows you to withdraw a fixed amount from your mutual fund investment at regular intervals (mon…
T
Tax Loss Harvesting
Tax
Tax loss harvesting is a strategy of selling investments at a loss to offset capital gains tax liabi…
TCS (Tax Collected at Source)
Tax
TCS is a tax collected by the seller from the buyer at the time of sale of specified goods. TCS appl…
TDS (Tax Deducted at Source)
Tax
TDS is a mechanism where tax is deducted at the source of income by the payer before crediting the a…
Term Insurance
Insurance
Term insurance is a pure life insurance product that provides coverage for a specific period (term).…
Trading Account
Stock Market
A trading account is required to buy and sell securities on stock exchanges. It acts as an intermedi…
Types of Fixed Deposits
Banking
FDs come in several types: Regular FD (standard), Tax-Saving FD (5-year lock-in, 80C deduction), Sen…
Types of Mutual Funds
Mutual Funds
SEBI classifies mutual funds into 5 categories: Equity (large/mid/small/multi-cap, sectoral), Debt (…
U
UAN (Universal Account Number)
Employment
UAN is a 12-digit unique number assigned by EPFO to every EPF member. It remains the same throughout…
Union Budget
Economy
The Union Budget is the Indian government's annual financial statement presented by the Finance Mini…
UPI (Unified Payments Interface)
Banking
UPI is a real-time payment system developed by NPCI that enables instant money transfer between bank…
W
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