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What is NEFT (National Electronic Funds Transfer)? — Meaning, Definition & Example

Definition

NEFT is a nationwide electronic payment system that enables fund transfer between bank accounts in half-hourly batches. Available 24×7 since December 2019. No minimum transfer limit; maximum varies by bank. NEFT is free for online transactions at most banks.

💡 Real Example

Transferring ₹5 lakh from SBI to HDFC Bank via NEFT at 3 PM would be processed in the next settlement batch, typically reaching the beneficiary within 30-60 minutes.

🇮🇳 NEFT (National Electronic Funds Transfer) in Hindi / हिंदी में

NEFT (नेशनल इलेक्ट्रॉनिक फंड्स ट्रांसफर) — NEFT एक राष्ट्रव्यापी इलेक्ट्रॉनिक भुगतान प्रणाली है जो आधे घंटे के बैच में बैंक खातों के बीच फंड ट्रांसफर करती है। दिसंबर 2019 से 24×7 उपलब्ध है।

NEFT (Hinglish) — NEFT ek nationwide electronic payment system hai jo bank accounts ke beech half-hourly batches mein fund transfer karta hai. December 2019 se 24×7 available hai. Online transactions pe free hai.

❓ Frequently Asked Questions

What is NEFT (National Electronic Funds Transfer) in simple words?
NEFT is a nationwide electronic payment system that enables fund transfer between bank accounts in half-hourly batches. Available 24×7 since December 2019. No minimum transfer limit; maximum varies by bank. NEFT is free for online transactions at most banks.
Can you give an example of NEFT (National Electronic Funds Transfer)?
Transferring ₹5 lakh from SBI to HDFC Bank via NEFT at 3 PM would be processed in the next settlement batch, typically reaching the beneficiary within 30-60 minutes.
What is NEFT (National Electronic Funds Transfer) meaning in Hindi?
In Hindi, NEFT (National Electronic Funds Transfer) is called NEFT (नेशनल इलेक्ट्रॉनिक फंड्स ट्रांसफर). NEFT एक राष्ट्रव्यापी इलेक्ट्रॉनिक भुगतान प्रणाली है जो आधे घंटे के बैच में बैंक खातों के बीच फंड ट्रांसफर करती है। दिसंबर 2019 से 24×7 उपलब्ध है।