Priyanka Finance Blog — Personal Finance India (2026)
Simple, India-specific articles on SIP, tax, government schemes and financial planning.
SIP & Mutual Funds
How to Become a Crorepati with SIP in India (Real Numbers, 2026)
Want to become a crorepati with SIP? Here's exactly how much to invest monthly, at what return, for how many years — with Indian mutual-fund examples.
2026-02-12
How to Invest ₹1000 per Month in India (and still become wealthy)
Only ₹1000 per month? Here are the 5 best places to invest your first ₹1000 in India — mutual funds, SSY, PPF and more.
2026-01-05
SIP vs Lumpsum — Which Is Better in 2026? (Backed by Data)
SIP vs lumpsum investment — which gives better returns in India? Data-backed comparison with real Nifty 50 examples (2010–2026).
2026-02-02
Best SIP Plans India 2026 — Top Mutual Fund Categories to Consider
Best SIP plans India 2026 — top categories and how to pick the right large-cap, flexi-cap and mid-cap mutual funds for your goals.
2026-03-25
PPF vs ELSS — Which is Better in 2026?
PPF vs ELSS — tax, risk, returns and lock-in compared. Which 80C option should you pick in FY 2026-27?
2026-03-10
Govt Schemes
PM Awas Yojana (PMAY) — 2026 Guide
Housing for All — interest subsidy up to ₹2.67 lakh on home loans
2026-03-15
Sukanya Samriddhi Yojana (SSY) — 2026 Guide
Best small-savings scheme for girl child — 8.2% tax-free
2026-03-15
PM Jan Dhan Yojana (PMJDY) — 2026 Guide
Zero-balance bank account + ₹2 lakh accident insurance
2026-03-15
Atal Pension Yojana (APY) — 2026 Guide
Guaranteed pension of ₹1,000 to ₹5,000 per month after 60
2026-03-15
PM Kisan Samman Nidhi — 2026 Guide
₹6,000 per year directly to farmer bank accounts
2026-03-15
Pradhan Mantri Mudra Yojana (PMMY) — 2026 Guide
Collateral-free business loans up to ₹20 lakh
2026-03-15
Ayushman Bharat (PM-JAY) — 2026 Guide
₹5 lakh per family per year health cover at 27,000+ hospitals
2026-03-15
Tax & Budget
Salary ₹10 Lakh Tax Calculation India (FY 2026-27 Example)
Salary ₹10 lakh tax calculation India — exact numbers under new vs old tax regime for FY 2026-27, with and without deductions.
2026-03-18
New vs Old Tax Regime for Home-Loan Borrowers (2026)
Home-loan borrowers — should you pick the old or new tax regime? Side-by-side math with realistic EMI and deductions.
2026-03-30
Financial Planning
Best Investment Plan for Beginners India 2026 (Step-by-Step)
Starting out? This beginner-friendly guide walks you through the best investment plan for India in 2026 — emergency fund, insurance, SIP and more.
2026-03-07
Emergency Fund India — How Much and Where to Keep It (2026)
Emergency fund India — how much to save, where to keep it (liquid funds vs FD vs savings), and how to build it step by step.
2026-02-19
Retirement Planning India 2026 — How Much Corpus Do You Really Need?
Retirement planning India — how much corpus you need at 60, with inflation, lifestyle and health cost baked in. NPS + SIP roadmap.
2026-02-28
Buy vs Rent in India 2026 — Complete Guide with Real Numbers
Should you buy or rent a house in India? EMI math, down payment opportunity cost, price-to-rent ratio, and real city-wise examples.
2026-04-17
Frequently Asked Questions
How often is the Priyanka Finance blog updated?
New articles are added every 1–2 weeks. Budget and scheme-update posts are published within days of announcements.
Can I submit a guest post?
Currently we don't accept guest posts, but you can email contact@priyankapersonalfinance.com with suggestions.