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Insurance

What is Insurance? — Meaning, Definition & Example

Definition

Insurance is a financial contract where the insurer compensates the insured for specified losses in exchange for regular premium payments. Types include term life, health, motor, and general insurance. IRDAI regulates insurance companies in India.

💡 Real Example

A ₹1 crore term life insurance policy at age 25 costs approximately ₹8,000-10,000 per year, providing financial protection to your family.

🇮🇳 Insurance in Hindi / हिंदी में

बीमा — बीमा एक वित्तीय अनुबंध है जिसमें बीमाकर्ता नियमित प्रीमियम भुगतान के बदले निर्दिष्ट नुकसान की भरपाई करता है। IRDAI भारत में बीमा कंपनियों का नियमन करता है।

Insurance (Bima) (Hinglish) — Insurance ek financial contract hai jisme insurer regular premium ke badle specified losses ke liye compensate karta hai. Term life, health, motor insurance types hain. IRDAI regulate karta hai.

❓ Frequently Asked Questions

What is Insurance in simple words?
Insurance is a financial contract where the insurer compensates the insured for specified losses in exchange for regular premium payments. Types include term life, health, motor, and general insurance. IRDAI regulates insurance companies in India.
Can you give an example of Insurance?
A ₹1 crore term life insurance policy at age 25 costs approximately ₹8,000-10,000 per year, providing financial protection to your family.
What is Insurance meaning in Hindi?
In Hindi, Insurance is called बीमा. बीमा एक वित्तीय अनुबंध है जिसमें बीमाकर्ता नियमित प्रीमियम भुगतान के बदले निर्दिष्ट नुकसान की भरपाई करता है। IRDAI भारत में बीमा कंपनियों का नियमन करता है।