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Mutual Funds

What is SWP (Systematic Withdrawal Plan)? — Meaning, Definition & Example

Definition

SWP allows you to withdraw a fixed amount from your mutual fund investment at regular intervals (monthly/quarterly). It is the reverse of SIP — ideal for generating regular income from investments during retirement. Units are redeemed to fund the withdrawal.

💡 Real Example

Invest ₹50 lakh in a hybrid fund and set up ₹25,000 monthly SWP — you get regular income while the remaining corpus continues to grow.

🇮🇳 SWP (Systematic Withdrawal Plan) in Hindi / हिंदी में

SWP (सिस्टमैटिक विड्रॉल प्लान) — SWP आपके म्यूचुअल फंड निवेश से नियमित अंतराल पर एक निश्चित राशि निकालने की सुविधा है। यह SIP का उलटा है।

SWP (Systematic Withdrawal Plan) (Hinglish) — SWP mein aap mutual fund investment se har mahine fixed amount withdraw karte ho. Retirement ke liye regular income generate karne ka tarika hai.

❓ Frequently Asked Questions

What is SWP (Systematic Withdrawal Plan) in simple words?
SWP allows you to withdraw a fixed amount from your mutual fund investment at regular intervals (monthly/quarterly). It is the reverse of SIP — ideal for generating regular income from investments during retirement. Units are redeemed to fund the withdrawal.
Can you give an example of SWP (Systematic Withdrawal Plan)?
Invest ₹50 lakh in a hybrid fund and set up ₹25,000 monthly SWP — you get regular income while the remaining corpus continues to grow.
What is SWP (Systematic Withdrawal Plan) meaning in Hindi?
In Hindi, SWP (Systematic Withdrawal Plan) is called SWP (सिस्टमैटिक विड्रॉल प्लान). SWP आपके म्यूचुअल फंड निवेश से नियमित अंतराल पर एक निश्चित राशि निकालने की सुविधा है। यह SIP का उलटा है।