What is STP (Systematic Transfer Plan)? — Meaning, Definition & Example
Definition
STP allows you to transfer a fixed amount from one mutual fund scheme to another at regular intervals within the same AMC. Commonly used to move lumpsum from a debt/liquid fund to an equity fund gradually, combining safety with rupee cost averaging.
Instead of investing ₹10 lakh lumpsum in equity, put it in liquid fund and set monthly STP of ₹1 lakh to equity fund — takes 10 months, reduces timing risk.
🇮🇳 STP (Systematic Transfer Plan) in Hindi / हिंदी में
STP (सिस्टमैटिक ट्रांसफर प्लान) — STP एक ही AMC के भीतर एक म्यूचुअल फंड स्कीम से दूसरी में नियमित अंतराल पर निश्चित राशि ट्रांसफर करने की सुविधा है।
STP (Systematic Transfer Plan) (Hinglish) — STP mein ek mutual fund scheme se doosri scheme mein regularly fixed amount transfer hota hai same AMC ke andar. Lumpsum ko gradually equity mein move karne ka safe tarika.