What is Direct Plan (Mutual Fund)? — Meaning, Definition & Example
Definition
A Direct Plan is a mutual fund variant where you invest directly with the AMC without any distributor or agent. Direct plans have lower expense ratios (0.3-1% less than Regular plans) because there's no commission. Available on platforms like Groww, Zerodha, Kuvera.
Investing ₹10,000/month in a Direct Plan with 0.5% lower expense ratio than Regular plan can save you ₹2-3 lakh over 20 years on a ₹50 lakh corpus.
🇮🇳 Direct Plan (Mutual Fund) in Hindi / हिंदी में
डायरेक्ट प्लान — डायरेक्ट प्लान म्यूचुअल फंड का वह वेरिएंट है जहां आप बिना किसी वितरक या एजेंट के सीधे AMC में निवेश करते हैं। कम एक्सपेंस रेशियो होता है।
Direct Plan (Hinglish) — Direct Plan mein aap bina kisi distributor ya agent ke seedha AMC mein invest karte ho. Regular plan se 0.3-1% kam expense ratio hota hai. Groww, Zerodha, Kuvera pe available hai.