Tax
What is LTCG (Long Term Capital Gains)? — Meaning, Definition & Example
Definition
LTCG applies when you sell a capital asset after the minimum holding period — 12+ months for listed equity/equity MF, 24+ months for property, gold, and other assets. Equity LTCG above ₹1.25 lakh is taxed at 12.5%. Property/gold LTCG is taxed at 12.5% without indexation.
💡 Real Example
Selling equity MF held for 2 years with ₹3 lakh gain: ₹1.25L exempt + ₹1.75L taxed at 12.5% = ₹21,875 tax.
🇮🇳 LTCG (Long Term Capital Gains) in Hindi / हिंदी में
LTCG (लॉन्ग टर्म कैपिटल गेन्स) — LTCG तब लागू होता है जब आप न्यूनतम होल्डिंग अवधि के बाद पूंजीगत संपत्ति बेचते हैं। इक्विटी पर ₹1.25 लाख से ऊपर 12.5% कर है।
LTCG (Long Term Capital Gains) (Hinglish) — LTCG tab lagta hai jab minimum holding period ke baad asset bechte ho. Equity pe ₹1.25 lakh tak exempt, uske upar 12.5% tax. Property/gold pe bhi 12.5% hai.
❓ Frequently Asked Questions
What is LTCG (Long Term Capital Gains) in simple words?
LTCG applies when you sell a capital asset after the minimum holding period — 12+ months for listed equity/equity MF, 24+ months for property, gold, and other assets. Equity LTCG above ₹1.25 lakh is taxed at 12.5%. Property/gold LTCG is taxed at 12.5% without indexation.
Can you give an example of LTCG (Long Term Capital Gains)?
Selling equity MF held for 2 years with ₹3 lakh gain: ₹1.25L exempt + ₹1.75L taxed at 12.5% = ₹21,875 tax.
What is LTCG (Long Term Capital Gains) meaning in Hindi?
In Hindi, LTCG (Long Term Capital Gains) is called LTCG (लॉन्ग टर्म कैपिटल गेन्स). LTCG तब लागू होता है जब आप न्यूनतम होल्डिंग अवधि के बाद पूंजीगत संपत्ति बेचते हैं। इक्विटी पर ₹1.25 लाख से ऊपर 12.5% कर है।