What is PPF (Public Provident Fund)? — Meaning, Definition & Example
Definition
PPF is a government-backed long-term savings scheme with a 15-year lock-in period. It offers tax-free returns under EEE (Exempt-Exempt-Exempt) status. Current PPF interest rate is 7.1% p.a. (Q1 FY 2025-26). Investment qualifies for Section 80C deduction up to ₹1.5 lakh.
If you invest ₹1.5 lakh per year in PPF at 7.1%, your maturity amount after 15 years would be approximately ₹40.68 lakh.
🇮🇳 PPF (Public Provident Fund) in Hindi / हिंदी में
PPF (पब्लिक प्रोविडेंट फंड) — PPF सरकार समर्थित दीर्घकालिक बचत योजना है जिसमें 15 साल का लॉक-इन है। यह EEE (छूट-छूट-छूट) स्थिति में कर-मुक्त रिटर्न देता है। वर्तमान PPF ब्याज दर 7.1% प्रति वर्ष है।
PPF (Public Provident Fund) (Hinglish) — PPF ek government-backed long-term savings scheme hai jisme 15 saal ka lock-in hota hai. Tax-free returns milte hain (EEE status). Abhi PPF rate 7.1% hai.