Priyanka — Personal Finance Educator India
Priyanka Personal Finance

Smart Money · Simple Words · India

Back to Glossary
Tax

What is TDS (Tax Deducted at Source)? — Meaning, Definition & Example

Definition

TDS is a mechanism where tax is deducted at the source of income by the payer before crediting the amount to the recipient. It applies to salary, interest, rent, professional fees, and other specified payments. The deducted amount is deposited with the government and can be claimed as credit while filing ITR.

💡 Real Example

If your FD interest is ₹50,000 and TDS rate is 10%, the bank deducts ₹5,000 and credits ₹45,000 to your account.

🇮🇳 TDS (Tax Deducted at Source) in Hindi / हिंदी में

TDS (टैक्स डिडक्टेड एट सोर्स) — TDS एक प्रणाली है जिसमें आय के स्रोत पर भुगतानकर्ता द्वारा प्राप्तकर्ता को राशि देने से पहले कर काटा जाता है। यह वेतन, ब्याज, किराया, पेशेवर शुल्क पर लागू होता है।

TDS (Tax Deducted at Source) (Hinglish) — TDS ek system hai jisme income ke source pe hi tax kat jaata hai. Salary, interest, rent, professional fees pe lagta hai. Ye amount government ko jaata hai aur ITR file karte waqt credit milta hai.

❓ Frequently Asked Questions

What is TDS (Tax Deducted at Source) in simple words?
TDS is a mechanism where tax is deducted at the source of income by the payer before crediting the amount to the recipient. It applies to salary, interest, rent, professional fees, and other specified payments. The deducted amount is deposited with the government and can be claimed as credit while filing ITR.
Can you give an example of TDS (Tax Deducted at Source)?
If your FD interest is ₹50,000 and TDS rate is 10%, the bank deducts ₹5,000 and credits ₹45,000 to your account.
What is TDS (Tax Deducted at Source) meaning in Hindi?
In Hindi, TDS (Tax Deducted at Source) is called TDS (टैक्स डिडक्टेड एट सोर्स). TDS एक प्रणाली है जिसमें आय के स्रोत पर भुगतानकर्ता द्वारा प्राप्तकर्ता को राशि देने से पहले कर काटा जाता है। यह वेतन, ब्याज, किराया, पेशेवर शुल्क पर लागू होता है।