Tax
What is Mutual Fund Taxation (2026)? — Meaning, Definition & Example
Definition
Equity funds: STCG (held <1 year) taxed at 20%, LTCG (held >1 year) taxed at 12.5% above ₹1.25 lakh exemption. Debt funds (purchased after April 2023): always taxed at slab rate regardless of holding period. Hybrid funds: equity/debt taxation based on equity holding (>65% = equity taxation).
💡 Real Example
₹3 lakh LTCG from equity fund: first ₹1.25 lakh exempt, remaining ₹1.75 lakh taxed at 12.5% = ₹21,875 tax.
🇮🇳 Mutual Fund Taxation (2026) in Hindi / हिंदी में
म्यूचुअल फंड टैक्सेशन — इक्विटी फंड: STCG 20%, LTCG 12.5% (₹1.25L छूट)। डेट फंड (अप्रैल 2023 बाद): हमेशा स्लैब रेट। हाइब्रिड: 65%+ इक्विटी तो इक्विटी टैक्सेशन।
Mutual Fund Taxation (Hinglish) — Equity funds: STCG 20%, LTCG 12.5% (₹1.25L exempt). Debt funds (after April 2023): slab rate. Hybrid funds: 65%+ equity ho to equity taxation lagta hai.
❓ Frequently Asked Questions
What is Mutual Fund Taxation (2026) in simple words?
Equity funds: STCG (held <1 year) taxed at 20%, LTCG (held >1 year) taxed at 12.5% above ₹1.25 lakh exemption. Debt funds (purchased after April 2023): always taxed at slab rate regardless of holding period. Hybrid funds: equity/debt taxation based on equity holding (>65% = equity taxation).
Can you give an example of Mutual Fund Taxation (2026)?
₹3 lakh LTCG from equity fund: first ₹1.25 lakh exempt, remaining ₹1.75 lakh taxed at 12.5% = ₹21,875 tax.
What is Mutual Fund Taxation (2026) meaning in Hindi?
In Hindi, Mutual Fund Taxation (2026) is called म्यूचुअल फंड टैक्सेशन. इक्विटी फंड: STCG 20%, LTCG 12.5% (₹1.25L छूट)। डेट फंड (अप्रैल 2023 बाद): हमेशा स्लैब रेट। हाइब्रिड: 65%+ इक्विटी तो इक्विटी टैक्सेशन।