What is SGB (Sovereign Gold Bond)? — Meaning, Definition & Example
Definition
Sovereign Gold Bonds are government securities denominated in grams of gold, issued by RBI on behalf of the Government of India. They offer 2.5% annual interest plus gold price appreciation. SGBs have 8-year tenure with exit option after 5 years. LTCG on maturity is fully tax-exempt.
If you buy 10 grams SGB at ₹6,000/gram (₹60,000) and gold price rises to ₹8,000/gram at maturity, you get ₹80,000 + ₹12,000 (2.5% annual interest × 8 years) = ₹92,000 tax-free.
🇮🇳 SGB (Sovereign Gold Bond) in Hindi / हिंदी में
SGB (सॉवरेन गोल्ड बॉन्ड) — SGB सोने के ग्राम में मूल्यवर्गित सरकारी प्रतिभूतियां हैं, जो RBI द्वारा जारी की जाती हैं। 2.5% वार्षिक ब्याज और सोने की कीमत में वृद्धि दोनों मिलती है। मैच्योरिटी पर LTCG टैक्स-फ्री है।
SGB (Sovereign Gold Bond) (Hinglish) — SGB government securities hain jo gold ke grams mein denominated hain, RBI dwara issue hoti hain. 2.5% annual interest milta hai plus gold price appreciation. Maturity pe LTCG tax-free hai.