Banking
What is SLR (Statutory Liquidity Ratio)? — Meaning, Definition & Example
Definition
SLR is the minimum percentage of deposits that banks must maintain in the form of liquid assets like government securities, cash, and gold. Current SLR is 18%. It ensures banks have enough liquid assets to meet depositor demands.
💡 Real Example
If SLR is 18% and a bank has ₹1,000 crore deposits, it must hold ₹180 crore in government securities, gold, or cash.
🇮🇳 SLR (Statutory Liquidity Ratio) in Hindi / हिंदी में
SLR (स्टैचुटरी लिक्विडिटी रेशियो) — SLR जमा का वह न्यूनतम प्रतिशत है जो बैंकों को सरकारी प्रतिभूतियों, नकद और सोने जैसी तरल संपत्तियों में बनाए रखना होता है।
SLR (Statutory Liquidity Ratio) (Hinglish) — SLR wo minimum percentage hai jo banks ko deposits ka liquid assets (govt securities, cash, gold) mein maintain karna padta hai. Abhi SLR 18% hai.
❓ Frequently Asked Questions
What is SLR (Statutory Liquidity Ratio) in simple words?
SLR is the minimum percentage of deposits that banks must maintain in the form of liquid assets like government securities, cash, and gold. Current SLR is 18%. It ensures banks have enough liquid assets to meet depositor demands.
Can you give an example of SLR (Statutory Liquidity Ratio)?
If SLR is 18% and a bank has ₹1,000 crore deposits, it must hold ₹180 crore in government securities, gold, or cash.
What is SLR (Statutory Liquidity Ratio) meaning in Hindi?
In Hindi, SLR (Statutory Liquidity Ratio) is called SLR (स्टैचुटरी लिक्विडिटी रेशियो). SLR जमा का वह न्यूनतम प्रतिशत है जो बैंकों को सरकारी प्रतिभूतियों, नकद और सोने जैसी तरल संपत्तियों में बनाए रखना होता है।