Priyanka Finance Blog — Personal Finance India (2026)
Simple, India-specific articles — SIP, tax, sarkari yojana aur financial planning pe.
SIP & Mutual Funds
Best SIP Plan for Your Goal — Amount, Duration & Fund Type (2026)
Enter your goal amount and years — get the exact monthly SIP needed. Plus fund type recommendations by time horizon.
2026-05-06
How to Become a Crorepati with SIP in India (Real Numbers, 2026)
Want to become a crorepati with SIP? Here's exactly how much to invest monthly, at what return, for how many years — with Indian mutual-fund examples.
2026-02-12
How to Invest ₹1000 per Month in India (and still become wealthy)
Only ₹1000 per month? Here are the 5 best places to invest your first ₹1000 in India — mutual funds, SSY, PPF and more.
2026-01-05
SIP vs Lumpsum — Which Is Better in 2026? (Backed by Data)
SIP vs lumpsum investment — which gives better returns in India? Data-backed comparison with real Nifty 50 examples (2010–2026).
2026-02-02
Best SIP Plans India 2026 — Top Mutual Fund Categories to Consider
Best SIP plans India 2026 — top categories and how to pick the right large-cap, flexi-cap and mid-cap mutual funds for your goals.
2026-03-25
PPF vs ELSS — Which is Better in 2026?
PPF vs ELSS — tax, risk, returns and lock-in compared. Which 80C option should you pick in FY 2026-27?
2026-03-10
Sarkari Yojana
PM Awas Yojana (PMAY) — 2026 Guide
Housing for All — interest subsidy up to ₹2.67 lakh on home loans
2026-03-15
Sukanya Samriddhi Yojana (SSY) — 2026 Guide
Best small-savings scheme for girl child — 8.2% tax-free
2026-03-15
PM Jan Dhan Yojana (PMJDY) — 2026 Guide
Zero-balance bank account + ₹2 lakh accident insurance
2026-03-15
Atal Pension Yojana (APY) — 2026 Guide
Guaranteed pension of ₹1,000 to ₹5,000 per month after 60
2026-03-15
PM Kisan Samman Nidhi — 2026 Guide
₹6,000 per year directly to farmer bank accounts
2026-03-15
Pradhan Mantri Mudra Yojana (PMMY) — 2026 Guide
Collateral-free business loans up to ₹20 lakh
2026-03-15
Ayushman Bharat (PM-JAY) — 2026 Guide
₹5 lakh per family per year health cover at 27,000+ hospitals
2026-03-15
Log Google Pe Kya Poochte Hain
How to Save Money on ₹20K/30K/50K Salary
Practical monthly budget breakdowns for every salary level — 50-30-20 rule adapted for India with real numbers.
2026-04-30
₹15 Lakh & ₹20 Lakh Salary Tax Calculation (FY 2026-27)
Step-by-step tax calculation for ₹15L and ₹20L CTC under new & old regime — which deductions make old regime worth it?
2026-04-30
NPS vs EPF vs PPF — Which is Best?
Side-by-side comparison — returns, lock-in, tax treatment (EEE vs EET), withdrawal rules, and corpus projection.
2026-04-30
How Much Home Loan Can I Get on My Salary?
Bank eligibility formula (FOIR), loan tables for ₹30K to ₹1L salary, and 5 tips to increase your loan amount.
2026-04-30
Best Investment for ₹5,000 / ₹10,000 Per Month
Portfolio allocation for ₹5K and ₹10K monthly budgets — SIP vs RD vs PPF with 10/20-year wealth projections.
2026-04-30
How to File ITR Online 2026 (Step-by-Step)
Which ITR form, documents needed, 9-step filing guide on income tax portal, common mistakes, and deadlines.
2026-04-30
What is Form 16 / 26AS / AIS Explained
What each form contains, how to download, how to use for ITR filing, and what to do if data doesn't match.
2026-04-30
EPF Withdrawal Rules 2026 — When, How Much & Tax on PF
Complete EPF withdrawal guide — retirement, resignation, medical, home purchase. Tax rules, Form 15G, online process.
2026-05-06
Comparison & "vs" Posts
FD vs Mutual Fund — Which is Better?
Returns, risk, taxation, liquidity compared side by side — with ₹1L invested for 5/10/20 years in each.
2026-04-30
NPS vs Mutual Fund Comparison
NPS extra ₹50K tax benefit vs MF flexibility — lock-in, returns, withdrawal rules, and who should choose what.
2026-04-30
Gold vs SIP — Where to Invest?
Historical returns compared, risk profiles, portfolio allocation, and why you probably need both.
2026-04-30
UPI vs Credit Card — Hidden Charges
Zero-fee UPI vs credit card annual fees, 36-45% interest, forex charges — when to use which.
2026-04-30
LIC vs SIP — Real Returns Compared
LIC endowment gives 4-5% real returns vs SIP at 12-15% — exposed with actual numbers over 20 years.
2026-04-30
Groww vs Zerodha vs MFCentral 2026
Best mutual fund platform compared — charges, UI, fund availability, direct plans, customer support.
2026-04-30
Health Insurance vs Mediclaim
Technical difference, coverage comparison, sum insured, renewal rules, and which one to buy.
2026-04-30
Comparison Tables
All Bank FD Rates Table 2026
Compare FD rates from 30+ banks — SBI, HDFC, ICICI, Axis, Kotak, SFBs. General & senior citizen rates for 1Y/3Y/5Y tenures.
2026-05-06
All Government Schemes Comparison 2026
15+ govt schemes compared — PPF, SSY, SCSS, NPS, APY, NSC, KVP. Eligibility, returns, lock-in, and tax benefits in one table.
2026-05-06
Old vs New Tax Regime Decision Matrix
Exact tax under old vs new regime for ₹5L to ₹50L salary. Break-even deductions and which regime saves more at every level.
2026-05-06
Insurance CSR Rankings 2026 (IRDAI)
Top 25 life & 15 health insurers ranked by Claim Settlement Ratio. IRDAI data with claims received, settled, and CSR %.
2026-05-06
Tax & Budget
How Much Tax Do I Pay on My Salary? (Interactive Calculator 2026)
Enter your salary and see instant tax breakdown — old vs new regime, deductions, cess, take-home pay. Works for ₹5L to ₹50L+ CTC.
2026-05-06
Salary ₹10 Lakh Tax Calculation India (FY 2026-27 Example)
Salary ₹10 lakh tax calculation India — exact numbers under new vs old tax regime for FY 2026-27, with and without deductions.
2026-03-18
New vs Old Tax Regime for Home-Loan Borrowers (2026)
Home-loan borrowers — should you pick the old or new tax regime? Side-by-side math with realistic EMI and deductions.
2026-03-30
Financial Planning
Best Investment Plan for Beginners India 2026 (Step-by-Step)
Starting out? This beginner-friendly guide walks you through the best investment plan for India in 2026 — emergency fund, insurance, SIP and more.
2026-03-07
Emergency Fund India — How Much and Where to Keep It (2026)
Emergency fund India — how much to save, where to keep it (liquid funds vs FD vs savings), and how to build it step by step.
2026-02-19
Retirement Planning India 2026 — How Much Corpus Do You Really Need?
Retirement planning India — how much corpus you need at 60, with inflation, lifestyle and health cost baked in. NPS + SIP roadmap.
2026-02-28
Buy vs Rent in India 2026 — Complete Guide with Real Numbers
Should you buy or rent a house in India? EMI math, down payment opportunity cost, price-to-rent ratio, and real city-wise examples.
2026-04-17
Aksar Poochhe Jaane Wale Sawaal
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