Priyanka — Personal Finance Educator India
Priyanka Personal Finance

Smart Paisa · Simple Baat · India

India ke liye Free Finance Spreadsheets

Real, ready-to-use Excel tools — no jargon, value chhupane wali koi sign-up wall nahi. Apni details daalo aur file turant paao. Excel, Google Sheets & LibreOffice me chalti hai.

100% FREE

Monthly Budget & Cash-Flow Planner

  • Auto 50 / 30 / 20 split, colour-coded verdict ke saath
  • Needs, Wants & Investing-Surplus tracker
  • Annual projection + "aapka surplus kitna ban sakta hai"
100% FREE

Net Worth Tracker (Lite)

  • Saare assets & liabilities ek jagah → live net worth
  • Automatic asset allocation (equity, debt, gold, etc.)
  • Rebalancing actions + liquidity & debt health checks
100% FREE

New Tax Planning (Old vs New 2026)

  • Old vs New regime ka side-by-side tax calculation
  • 80C / 80D / HRA / home-loan deductions + 87A rebate auto
  • April 2026 me kya badla — easy Hinglish guide
100% FREE

FIRE Calculator (Retire Early)

  • Apna FIRE number + kis age pe financially independent banoge
  • Year-by-year corpus projection (SIP step-up ke saath)
  • Lean / Regular / Fat / Coast FIRE — sab ek jagah
100% FREE

Will & Estate Planning Organizer

  • Asset register, beneficiaries & shares (auto 100% check)
  • Executor, guardian & 2-witness details
  • India me valid Will banane ki step-by-step checklist
100% FREE

Goal-Based SIP Planner

  • Kisi bhi goal ki inflation-adjusted future cost
  • Zaroori monthly SIP (level + step-up)
  • Ya aaj invest karne layak lumpsum
100% FREE

Loan EMI & Prepayment Planner

  • EMI + total interest + year-by-year schedule
  • Prepayment se kitna interest aur time bachega
  • Home, car & personal loans

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Important Disclaimer: Ye spreadsheets aur saara content sirf educational aur informational purpose ke liye hai, financial/investment/tax/legal advice nahi. Aapke daale figures self-reported estimates hain. Koi bhi financial step lene se pehle hamesha SEBI-registered investment advisor se salah lein.