Priyanka Personal Finance
स्मार्ट मनी · सरल शब्द · भारत
स्मार्ट मनी · सरल शब्द · भारत
भारत के लिए गोल-बेस्ड निवेश कैलकुलेटर। हर लाइफ गोल (घर, शिक्षा, शादी, रिटायरमेंट) दर्ज करें और हम सही मासिक SIP कैलकुलेट करेंगे — महंगाई-समायोजित, स्टेप-अप सपोर्ट के साथ।
केवल शैक्षिक उद्देश्य · वित्तीय सलाह नहीं · निवेश से पहले SEBI-रजिस्टर्ड सलाहकार से सलाह लें
Goal-based investing assigns a specific investment to every life goal — child's education, home, car, foreign vacation, wedding, retirement. The planner calculates the future cost of each goal (after inflation), and tells you the monthly SIP you need to start today so you are never short.
It's the discipline of mapping every life goal (child's education, home, retirement) to a specific investment pot with a target corpus and date.
For general expenses use 6%. For education use 8–10%, healthcare 10–12%, real estate 6–8% depending on city.
The multi-goal tracker on this page lets you add unlimited goals. Focus on 3–5 priority goals for clarity.
Yes — use separate folios or SIP schemes. This lets you rebalance and redeem independently without disturbing other goals.
For goals under 3 years use debt / hybrid / liquid funds — not equity. Equity SIPs shine for 7+ year goals.