Priyanka Personal Finance
Smart Money · Simple Words · India
Smart Money · Simple Words · India
Planning a wedding? Enter your city, guest count and style to get a realistic total budget with an item-wise breakdown — venue, catering, decor, photography, jewellery and more — plus how much to save each month.
Estimate only · Not financial advice · Based on typical 2026 Indian wedding costs by style & city · Jewellery and clothing vary widely by choice · Your actual cost may differ
Indian weddings vary from a tasteful ₹8 lakh affair to a multi-crore destination celebration. Three things move the number the most: the number of guests, the number of functions, and the city. Catering and venue together are usually the largest share, followed by jewellery and clothing. This planner uses typical 2026 rates by style and city to give you a realistic starting figure and an item-wise split, so you can decide where to spend and where to save.
Once you have a realistic total, work backwards. Subtract what you've already saved and divide by the months you have. For a wedding more than a year away, a monthly SIP in a low-risk hybrid or debt fund can build the corpus while beating a savings account. For under a year, keep the money safe in an FD or liquid fund — don't risk it in equity. Use our SIP Calculator and Savings Goal Tracker to stay on track.
It varies hugely with city, guest count and style. A budget wedding can be under ₹10 lakh, a mid-range one ₹25–50 lakh, and premium or destination weddings run into crores. Catering and venue usually take the largest share, followed by jewellery.
For most families it is catering and venue (driven by the number of guests and functions), followed by jewellery and clothing. Cutting the guest list is the single most effective way to reduce the total budget.
Work backwards: pick a realistic total, subtract what you already have, and divide by the months you have. For a wedding more than a year away, a monthly SIP in a low-risk fund can build the corpus. For under a year, keep the money in an FD or liquid fund.
Trim the guest list, choose an off-season or weekday date, limit the number of functions, negotiate package deals, and set a firm number for jewellery. Guests and functions are the biggest multipliers of cost.