Free Finance Spreadsheets for India
Real, ready-to-use Excel tools — no jargon, no sign-up walls hiding the value. Drop your details and the file is yours instantly. Works in Excel, Google Sheets & LibreOffice.
100% FREE
Monthly Budget & Cash-Flow Planner
- Auto 50 / 30 / 20 split with a colour-coded verdict
- Needs, Wants & Investing-Surplus tracker
- Annual projection + "what your surplus could grow to"
100% FREE
Net Worth Tracker (Lite)
- All assets & liabilities in one place → live net worth
- Automatic asset allocation (equity, debt, gold & more)
- Rebalancing actions + liquidity & debt health checks
100% FREE
New Tax Planning (Old vs New 2026)
- Side-by-side Old vs New regime tax calculation
- Auto 80C / 80D / HRA / home-loan deductions + 87A rebate
- Plain-Hinglish "what changed in April 2026" guide
100% FREE
FIRE Calculator (Retire Early)
- Your FIRE number + the exact age you hit financial independence
- Year-by-year corpus projection with SIP step-up
- Lean / Regular / Fat / Coast FIRE — all in one
100% FREE
Will & Estate Planning Organizer
- Asset register, beneficiaries & shares (auto 100% check)
- Executor, guardian & 2-witness details
- Step-by-step checklist to make a valid Will in India
100% FREE
Goal-Based SIP Planner
- Inflation-adjusted future cost of any goal
- Exact monthly SIP needed (level + step-up)
- Or the lumpsum to invest today
100% FREE
Loan EMI & Prepayment Planner
- EMI + total interest + year-by-year schedule
- See how much interest & time prepayment saves
- Home, car & personal loans
We never sell your data. Unsubscribe anytime. Educational use only — not financial advice.
Why grab these?
- India-first — built around ₹, SIP, FD, EPF/PPF, gold and the 50/30/20 rule.
- Formula-driven — type your numbers in the yellow cells, everything else auto-calculates.
- A taste of the full planner — love these? The complete 16-tab Master Financial Planner does it all.
Want it ALL in one place?
Loved these free tools? The 16-tab Master Financial Planner combines net worth, cash flow, goals, tax & insurance with a smart dashboard — for just ₹99.
Get the Master Planner →