Priyanka — Personal Finance Educator India
Priyanka Personal Finance

Smart Money · Simple Words · India

Glossary pe wapas jao
Tax

Tax Loss Harvesting Kya Hai? — Matlab, Definition & Example

Definition

Tax loss harvesting ek strategy hai jisme investments ko loss pe sell karke capital gains tax liability offset ki jaati hai. Losses 8 saal tak carry forward ho sakti hain.

💡 Real Example

If you have ₹2 lakh LTCG profit and ₹1.5 lakh LTCG loss, your taxable LTCG is only ₹50,000 — saving ₹18,750 in tax (after exemption).

🇬🇧 English Mein (Tax Loss Harvesting)

Tax loss harvesting is a strategy of selling investments at a loss to offset capital gains tax liability. In India, STCG losses can offset STCG and LTCG, while LTCG losses can only offset LTCG. Unabsorbed losses can be carried forward for 8 years.

❓ Common Questions

Tax Loss Harvesting kya hai simple words mein?
Tax loss harvesting ek strategy hai jisme investments ko loss pe sell karke capital gains tax liability offset ki jaati hai. Losses 8 saal tak carry forward ho sakti hain.
Tax Loss Harvesting ka ek example do?
If you have ₹2 lakh LTCG profit and ₹1.5 lakh LTCG loss, your taxable LTCG is only ₹50,000 — saving ₹18,750 in tax (after exemption).
Tax Loss Harvesting ko English mein kya kehte hain?
English mein ise Tax Loss Harvesting kehte hain. Tax loss harvesting is a strategy of selling investments at a loss to offset capital gains tax liability. In India, STCG losses can offset STCG and LTCG, while LTCG losses can only offset LTCG. Unabso