Priyanka — Personal Finance Educator India
Priyanka Personal Finance

Smart Money · Simple Words · India

Glossary pe wapas jao
Tax

LTCG (Long Term Capital Gains) Kya Hai? — Matlab, Definition & Example

Definition

LTCG tab lagta hai jab minimum holding period ke baad asset bechte ho. Equity pe ₹1.25 lakh tak exempt, uske upar 12.5% tax. Property/gold pe bhi 12.5% hai.

💡 Real Example

Selling equity MF held for 2 years with ₹3 lakh gain: ₹1.25L exempt + ₹1.75L taxed at 12.5% = ₹21,875 tax.

🇬🇧 English Mein (LTCG (Long Term Capital Gains))

LTCG applies when you sell a capital asset after the minimum holding period — 12+ months for listed equity/equity MF, 24+ months for property, gold, and other assets. Equity LTCG above ₹1.25 lakh is taxed at 12.5%. Property/gold LTCG is taxed at 12.5% without indexation.

❓ Common Questions

LTCG (Long Term Capital Gains) kya hai simple words mein?
LTCG tab lagta hai jab minimum holding period ke baad asset bechte ho. Equity pe ₹1.25 lakh tak exempt, uske upar 12.5% tax. Property/gold pe bhi 12.5% hai.
LTCG (Long Term Capital Gains) ka ek example do?
Selling equity MF held for 2 years with ₹3 lakh gain: ₹1.25L exempt + ₹1.75L taxed at 12.5% = ₹21,875 tax.
LTCG (Long Term Capital Gains) ko English mein kya kehte hain?
English mein ise LTCG (Long Term Capital Gains) kehte hain. LTCG applies when you sell a capital asset after the minimum holding period — 12+ months for listed equity/equity MF, 24+ months for property, gold, and other assets. Equity LTCG above ₹1.25 lakh is t