Mutual Funds
STP (Systematic Transfer Plan) Kya Hai? — Matlab, Definition & Example
Definition
STP mein ek mutual fund scheme se doosri scheme mein regularly fixed amount transfer hota hai same AMC ke andar. Lumpsum ko gradually equity mein move karne ka safe tarika.
💡 Real Example
Instead of investing ₹10 lakh lumpsum in equity, put it in liquid fund and set monthly STP of ₹1 lakh to equity fund — takes 10 months, reduces timing risk.
🇬🇧 English Mein (STP (Systematic Transfer Plan))
STP allows you to transfer a fixed amount from one mutual fund scheme to another at regular intervals within the same AMC. Commonly used to move lumpsum from a debt/liquid fund to an equity fund gradually, combining safety with rupee cost averaging.
❓ Common Questions
STP (Systematic Transfer Plan) kya hai simple words mein?
STP mein ek mutual fund scheme se doosri scheme mein regularly fixed amount transfer hota hai same AMC ke andar. Lumpsum ko gradually equity mein move karne ka safe tarika.
STP (Systematic Transfer Plan) ka ek example do?
Instead of investing ₹10 lakh lumpsum in equity, put it in liquid fund and set monthly STP of ₹1 lakh to equity fund — takes 10 months, reduces timing risk.
STP (Systematic Transfer Plan) ko English mein kya kehte hain?
English mein ise STP (Systematic Transfer Plan) kehte hain. STP allows you to transfer a fixed amount from one mutual fund scheme to another at regular intervals within the same AMC. Commonly used to move lumpsum from a debt/liquid fund to an equity fund gradu