Mutual Funds
Direct vs Regular MF Kya Hai? — Matlab, Definition & Example
Definition
Direct plan mein distributor commission nahi hota, expense ratio kam hota hai (0.5-1% sasta). Long term mein lakhs ka farak padta hai. Direct plans Groww, Kuvera, MFCentral se kharido.
💡 Real Example
₹10,000 SIP for 20 years: Direct plan at 12.5% = ₹1.05 crore vs Regular plan at 11.5% = ₹91 lakh. That 1% difference = ₹14 lakh more in direct.
🇬🇧 English Mein (Direct vs Regular Mutual Fund)
Direct plans have no distributor commission (lower expense ratio, ~0.5-1% cheaper), bought directly from AMC or platforms like MFCentral, Kuvera, Groww. Regular plans include distributor commission, bought through agents/banks. Over long term, direct plans give significantly higher returns.
❓ Common Questions
Direct vs Regular MF kya hai simple words mein?
Direct plan mein distributor commission nahi hota, expense ratio kam hota hai (0.5-1% sasta). Long term mein lakhs ka farak padta hai. Direct plans Groww, Kuvera, MFCentral se kharido.
Direct vs Regular MF ka ek example do?
₹10,000 SIP for 20 years: Direct plan at 12.5% = ₹1.05 crore vs Regular plan at 11.5% = ₹91 lakh. That 1% difference = ₹14 lakh more in direct.
Direct vs Regular Mutual Fund ko English mein kya kehte hain?
English mein ise Direct vs Regular Mutual Fund kehte hain. Direct plans have no distributor commission (lower expense ratio, ~0.5-1% cheaper), bought directly from AMC or platforms like MFCentral, Kuvera, Groww. Regular plans include distributor commission, b