Tax
SGB Taxation Kya Hai? — Matlab, Definition & Example
Definition
SGB ka unique tax benefit: maturity pe redeem karo to LTCG 100% tax-free hai. 2.5% annual interest slab rate pe taxable hai. Before maturity sell karo to LTCG 12.5%.
💡 Real Example
SGB bought at ₹5,000/gram maturing at ₹8,000/gram: ₹3,000/gram profit is 100% tax-free if held to maturity. Only the 2.5% annual interest is taxable.
🇬🇧 English Mein (SGB Taxation)
SGBs have unique tax benefits: 2.5% annual interest is taxable at slab rate. LTCG on redemption at maturity is completely tax-exempt. If sold before maturity on exchange, LTCG at 12.5% after indexation. If sold within 3 years, STCG at slab rate.
❓ Common Questions
SGB Taxation kya hai simple words mein?
SGB ka unique tax benefit: maturity pe redeem karo to LTCG 100% tax-free hai. 2.5% annual interest slab rate pe taxable hai. Before maturity sell karo to LTCG 12.5%.
SGB Taxation ka ek example do?
SGB bought at ₹5,000/gram maturing at ₹8,000/gram: ₹3,000/gram profit is 100% tax-free if held to maturity. Only the 2.5% annual interest is taxable.
SGB Taxation ko English mein kya kehte hain?
English mein ise SGB Taxation kehte hain. SGBs have unique tax benefits: 2.5% annual interest is taxable at slab rate. LTCG on redemption at maturity is completely tax-exempt. If sold before maturity on exchange, LTCG at 12.5% after indexatio