Banking
Repo Rate Kya Hai? — Matlab, Definition & Example
Definition
Repo Rate wo interest rate hai jis pe RBI commercial banks ko short-term money deta hai government securities ke against. Jab repo rate kam hota hai, loan interest rates bhi kam hote hain.
💡 Real Example
When RBI reduces the repo rate from 6.5% to 6.25%, your floating-rate home loan EMI could decrease by ₹500-1,000 per ₹50 lakh borrowed.
🇬🇧 English Mein (Repo Rate)
Repo Rate is the interest rate at which RBI lends short-term money to commercial banks against government securities. It is a key monetary policy tool to control inflation and liquidity. When repo rate decreases, borrowing becomes cheaper for banks, leading to lower loan interest rates.
❓ Common Questions
Repo Rate kya hai simple words mein?
Repo Rate wo interest rate hai jis pe RBI commercial banks ko short-term money deta hai government securities ke against. Jab repo rate kam hota hai, loan interest rates bhi kam hote hain.
Repo Rate ka ek example do?
When RBI reduces the repo rate from 6.5% to 6.25%, your floating-rate home loan EMI could decrease by ₹500-1,000 per ₹50 lakh borrowed.
Repo Rate ko English mein kya kehte hain?
English mein ise Repo Rate kehte hain. Repo Rate is the interest rate at which RBI lends short-term money to commercial banks against government securities. It is a key monetary policy tool to control inflation and liquidity. When repo rat