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Banking

CRR (Cash Reserve Ratio) Kya Hai? — Matlab, Definition & Example

Definition

CRR wo percentage hai jo banks ko apne total deposits ka RBI ke paas cash reserves ke roop mein rakhna padta hai. Ye liquidity control karne ka tool hai.

💡 Real Example

If CRR is 4.5% and a bank has ₹1,000 crore in deposits, it must keep ₹45 crore with RBI as cash reserves.

🇬🇧 English Mein (CRR (Cash Reserve Ratio))

CRR is the percentage of total deposits that banks must keep as cash reserves with RBI. It is a monetary policy tool to control liquidity. Banks do not earn interest on CRR deposits. Increasing CRR reduces money supply in the economy.

❓ Common Questions

CRR (Cash Reserve Ratio) kya hai simple words mein?
CRR wo percentage hai jo banks ko apne total deposits ka RBI ke paas cash reserves ke roop mein rakhna padta hai. Ye liquidity control karne ka tool hai.
CRR (Cash Reserve Ratio) ka ek example do?
If CRR is 4.5% and a bank has ₹1,000 crore in deposits, it must keep ₹45 crore with RBI as cash reserves.
CRR (Cash Reserve Ratio) ko English mein kya kehte hain?
English mein ise CRR (Cash Reserve Ratio) kehte hain. CRR is the percentage of total deposits that banks must keep as cash reserves with RBI. It is a monetary policy tool to control liquidity. Banks do not earn interest on CRR deposits. Increasing CRR re