Banking
NBFC Kya Hai? — Matlab, Definition & Example
Definition
NBFC financial institutions hain jo loans, credit facilities deti hain lekin bank nahi hain. Demand deposits accept nahi kar sakti. RBI regulate karta hai.
💡 Real Example
Bajaj Finance offers personal loans at 12-16% while banks charge 10-14% — NBFCs are quicker in processing but often charge higher rates.
🇬🇧 English Mein (NBFC (Non-Banking Financial Company))
NBFCs are financial institutions that provide banking services like loans, credit facilities, and investments but don't hold a banking license. They cannot accept demand deposits. Regulated by RBI. Examples: Bajaj Finance, HDFC Ltd (now merged), Muthoot Finance, Mahindra Finance.
❓ Common Questions
NBFC kya hai simple words mein?
NBFC financial institutions hain jo loans, credit facilities deti hain lekin bank nahi hain. Demand deposits accept nahi kar sakti. RBI regulate karta hai.
NBFC ka ek example do?
Bajaj Finance offers personal loans at 12-16% while banks charge 10-14% — NBFCs are quicker in processing but often charge higher rates.
NBFC (Non-Banking Financial Company) ko English mein kya kehte hain?
English mein ise NBFC (Non-Banking Financial Company) kehte hain. NBFCs are financial institutions that provide banking services like loans, credit facilities, and investments but don't hold a banking license. They cannot accept demand deposits. Regulated by RBI. Ex