Tax
Mutual Fund Taxation Kya Hai? — Matlab, Definition & Example
Definition
Equity funds: STCG 20%, LTCG 12.5% (₹1.25L exempt). Debt funds (after April 2023): slab rate. Hybrid funds: 65%+ equity ho to equity taxation lagta hai.
💡 Real Example
₹3 lakh LTCG from equity fund: first ₹1.25 lakh exempt, remaining ₹1.75 lakh taxed at 12.5% = ₹21,875 tax.
🇬🇧 English Mein (Mutual Fund Taxation (2026))
Equity funds: STCG (held <1 year) taxed at 20%, LTCG (held >1 year) taxed at 12.5% above ₹1.25 lakh exemption. Debt funds (purchased after April 2023): always taxed at slab rate regardless of holding period. Hybrid funds: equity/debt taxation based on equity holding (>65% = equity taxation).
❓ Common Questions
Mutual Fund Taxation kya hai simple words mein?
Equity funds: STCG 20%, LTCG 12.5% (₹1.25L exempt). Debt funds (after April 2023): slab rate. Hybrid funds: 65%+ equity ho to equity taxation lagta hai.
Mutual Fund Taxation ka ek example do?
₹3 lakh LTCG from equity fund: first ₹1.25 lakh exempt, remaining ₹1.75 lakh taxed at 12.5% = ₹21,875 tax.
Mutual Fund Taxation (2026) ko English mein kya kehte hain?
English mein ise Mutual Fund Taxation (2026) kehte hain. Equity funds: STCG (held <1 year) taxed at 20%, LTCG (held >1 year) taxed at 12.5% above ₹1.25 lakh exemption. Debt funds (purchased after April 2023): always taxed at slab rate regardless of holding