Banking
Types of Fixed Deposits Kya Hai? — Matlab, Definition & Example
Definition
FD kayi types ki hoti hain: Regular FD, Tax-Saving FD (5-year lock-in, 80C deduction), Senior Citizen FD (extra rate), Flexi FD, NRE/NRO FD (NRIs ke liye).
💡 Real Example
A 5-year tax-saving FD of ₹1.5 lakh at 7% gives you approximately ₹2.1 lakh at maturity plus ₹46,800 tax savings under Section 80C at 30% slab.
🇬🇧 English Mein (Types of Fixed Deposits)
FDs come in several types: Regular FD (standard), Tax-Saving FD (5-year lock-in, 80C deduction), Senior Citizen FD (0.25-0.50% extra rate), Flexi FD (linked to savings account), NRE/NRO FD (for NRIs), and Cumulative vs Non-Cumulative FD (interest reinvested vs paid out periodically).
❓ Common Questions
Types of Fixed Deposits kya hai simple words mein?
FD kayi types ki hoti hain: Regular FD, Tax-Saving FD (5-year lock-in, 80C deduction), Senior Citizen FD (extra rate), Flexi FD, NRE/NRO FD (NRIs ke liye).
Types of Fixed Deposits ka ek example do?
A 5-year tax-saving FD of ₹1.5 lakh at 7% gives you approximately ₹2.1 lakh at maturity plus ₹46,800 tax savings under Section 80C at 30% slab.
Types of Fixed Deposits ko English mein kya kehte hain?
English mein ise Types of Fixed Deposits kehte hain. FDs come in several types: Regular FD (standard), Tax-Saving FD (5-year lock-in, 80C deduction), Senior Citizen FD (0.25-0.50% extra rate), Flexi FD (linked to savings account), NRE/NRO FD (for NRIs),