Insurance
NCB (No Claim Bonus) Kya Hai? — Matlab, Definition & Example
Definition
NCB wo discount hai jo har claim-free year ke baad insurance premium pe milta hai. Motor mein 20% (1 year) se 50% (5 years) tak ja sakta hai.
💡 Real Example
If your car insurance premium is ₹20,000 and you have 50% NCB (5 claim-free years), you pay only ₹10,000 — saving ₹10,000.
🇬🇧 English Mein (NCB (No Claim Bonus))
NCB is a discount on your motor or health insurance premium for every claim-free year. In motor insurance, NCB can go from 20% (after 1 year) to 50% (after 5 years). NCB is transferable between insurers when switching. Making a claim resets your NCB to zero.
❓ Common Questions
NCB (No Claim Bonus) kya hai simple words mein?
NCB wo discount hai jo har claim-free year ke baad insurance premium pe milta hai. Motor mein 20% (1 year) se 50% (5 years) tak ja sakta hai.
NCB (No Claim Bonus) ka ek example do?
If your car insurance premium is ₹20,000 and you have 50% NCB (5 claim-free years), you pay only ₹10,000 — saving ₹10,000.
NCB (No Claim Bonus) ko English mein kya kehte hain?
English mein ise NCB (No Claim Bonus) kehte hain. NCB is a discount on your motor or health insurance premium for every claim-free year. In motor insurance, NCB can go from 20% (after 1 year) to 50% (after 5 years). NCB is transferable between insure