/* Priyanka Personal Finance — Shared Styles (2026) */
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;background:linear-gradient(135deg,#f5f7fa 0%,#e8eef7 100%);min-height:100vh;color:#1a237e;line-height:1.55}

/* ---- Header & Sticky Navbar ---- */
.header{background:linear-gradient(135deg,#1a237e,#0d47a1);padding:14px 24px;display:flex;align-items:center;justify-content:space-between;box-shadow:0 4px 20px rgba(26,35,126,.3);position:sticky;top:0;z-index:100}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.brand-avatar{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,#c6a84e,#d4a537);display:flex;align-items:center;justify-content:center;font-weight:800;color:#1a237e;font-size:16px;border:2px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.2);overflow:hidden}
.brand-avatar img{width:100%;height:100%;object-fit:cover;border-radius:50%}
.brand-text h1,.brand-text .brand-title{color:#fff;font-size:18px;font-weight:700;margin:0}
.brand-text p{color:rgba(255,255,255,.85);font-size:11px;margin:0}
.socials{display:flex;gap:12px}
.socials a{color:#fff;font-size:18px;opacity:.85;transition:.2s;text-decoration:none}
.socials a:hover{opacity:1;color:#c6a84e}

/* ---- Primary Navigation (top bar) ---- */
.primary-nav{background:#fff;border-bottom:1px solid #e8eef7;padding:0;position:sticky;top:76px;z-index:99;box-shadow:0 2px 8px rgba(26,35,126,.06)}
.primary-nav ul{max-width:1200px;margin:0 auto;display:flex;list-style:none;padding:0 16px;flex-wrap:wrap;gap:4px}
.primary-nav li{position:relative}
.primary-nav a{display:inline-block;padding:14px 16px;color:#1a237e;text-decoration:none;font-weight:600;font-size:13px;transition:.2s;border-bottom:3px solid transparent}
.primary-nav a:hover,.primary-nav a.active,.primary-nav li:hover>a{color:#c6a84e;border-bottom-color:#c6a84e}
.primary-nav .dropdown{display:none;position:absolute;top:100%;left:0;min-width:240px;background:#fff;box-shadow:0 8px 24px rgba(26,35,126,.15);border-radius:0 0 12px 12px;padding:8px 0;z-index:101}
.primary-nav li:hover>.dropdown,.primary-nav li:focus-within>.dropdown{display:block}
.primary-nav .dropdown a{display:block;padding:10px 18px;border:none;font-weight:500;font-size:13px;white-space:nowrap}
.primary-nav .dropdown a:hover{background:#f5f7fa;color:#c6a84e;border:none}
.nav-toggle{display:none;background:none;border:none;color:#1a237e;font-size:22px;cursor:pointer;padding:12px}
@media(max-width:820px){
  .primary-nav{top:0;position:relative}
  .primary-nav ul{flex-direction:column;align-items:stretch;display:none}
  .primary-nav ul.open{display:flex}
  .primary-nav .dropdown{position:static;box-shadow:none;padding-left:20px}
  .primary-nav li:hover>.dropdown{display:none}
  .primary-nav li.open>.dropdown{display:block}
  .nav-toggle{display:block;margin:6px auto}
}

/* ---- Breadcrumbs ---- */
.breadcrumbs{max-width:1100px;margin:16px auto 0;padding:0 20px;font-size:12px;color:#666}
.breadcrumbs a{color:#0d47a1;text-decoration:none}
.breadcrumbs a:hover{color:#c6a84e;text-decoration:underline}
.breadcrumbs span{margin:0 6px;color:#bbb}

/* ---- Layout ---- */
.container{max-width:1100px;margin:24px auto;padding:0 20px}
.page-title{text-align:center;margin-bottom:30px}
.page-title h1,.page-title h2{font-size:30px;font-weight:700;color:#1a237e;margin-bottom:6px;line-height:1.2}
.page-title p{color:#666;font-size:15px}
@media(max-width:600px){.page-title h1,.page-title h2{font-size:22px}}

.card{background:#fff;border-radius:16px;padding:26px;box-shadow:0 4px 24px rgba(26,35,126,.08);border:1px solid #e8eef7;transition:.2s;margin-bottom:22px}
.card:hover{box-shadow:0 8px 32px rgba(26,35,126,.15)}
.card h2,.card h3{color:#1a237e;margin-bottom:14px}
.card h2{font-size:22px;padding-bottom:10px;border-bottom:2px solid #e8eef7}
.card h3{font-size:17px;margin-top:18px}
.card p,.card li{font-size:14.5px;color:#2a2a4a;margin-bottom:10px}
.card ul,.card ol{padding-left:22px;margin-bottom:14px}
.card li{margin-bottom:6px}
.card a{color:#0d47a1;font-weight:600}
.card a:hover{color:#c6a84e}

/* ---- Fields & Buttons ---- */
.field{margin-bottom:14px}
.field label{display:block;font-size:12px;font-weight:500;color:#666;margin-bottom:5px}
.field input,.field select{width:100%;padding:10px 14px;border:2px solid #e8eef7;border-radius:10px;font-size:14px;font-family:'Poppins',sans-serif;transition:.2s}
.field input:focus,.field select:focus{border-color:#c6a84e;box-shadow:0 0 0 3px rgba(198,168,78,.1);outline:none}
.btn{display:inline-block;padding:12px 22px;background:linear-gradient(135deg,#c6a84e,#d4a537);color:#fff;border:none;border-radius:10px;font-size:14px;font-weight:600;cursor:pointer;font-family:'Poppins',sans-serif;transition:.2s;text-decoration:none;text-align:center}
.btn:hover{transform:translateY(-1px);box-shadow:0 4px 16px rgba(198,168,78,.4);color:#fff}
.btn.btn-outline{background:transparent;color:#1a237e;border:2px solid #1a237e}
.btn.btn-outline:hover{background:#1a237e;color:#fff}
.btn-block{width:100%}

/* ---- CTA Bar ---- */
.cta-bar{display:flex;justify-content:center;gap:10px;margin-bottom:24px;flex-wrap:wrap}
.cta-btn{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:25px;font-size:13px;font-weight:600;text-decoration:none;transition:all .3s;box-shadow:0 2px 8px rgba(0,0,0,.1);color:#fff}
.cta-btn:hover{transform:translateY(-2px);box-shadow:0 4px 16px rgba(0,0,0,.2)}
.cta-youtube{background:#FF0000}.cta-youtube:hover{background:#cc0000}
.cta-insta{background:linear-gradient(45deg,#f09433,#e6683c,#dc2743,#cc2366,#bc1888)}
.cta-linkedin{background:#0077B5}.cta-linkedin:hover{background:#005e93}
.cta-web{background:linear-gradient(135deg,#c6a84e,#d4a537)}.cta-web:hover{background:#b8963e}

/* ---- Hero ---- */
.hero{background:linear-gradient(135deg,#1a237e,#0d47a1);color:#fff;padding:44px 24px;border-radius:16px;margin-bottom:28px;text-align:center}
.hero h1{font-size:34px;margin-bottom:10px;color:#fff}
.hero p{font-size:16px;color:rgba(255,255,255,.9);max-width:720px;margin:0 auto 18px}
.hero .btn{background:#c6a84e}
@media(max-width:600px){.hero{padding:30px 18px}.hero h1{font-size:24px}}

/* ---- Grid cards ---- */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin-bottom:24px}
.feature-card{background:#fff;border-radius:14px;padding:22px;box-shadow:0 2px 12px rgba(26,35,126,.08);border:1px solid #e8eef7;transition:.25s;text-decoration:none;color:inherit;display:block}
.feature-card:hover{transform:translateY(-4px);box-shadow:0 8px 24px rgba(26,35,126,.14);border-color:#c6a84e}
.feature-card .icon{font-size:28px;color:#c6a84e;margin-bottom:10px}
.feature-card h3{color:#1a237e;font-size:16px;margin-bottom:8px}
.feature-card p{font-size:13px;color:#666;margin-bottom:0}

/* ---- Tables ---- */
.table-wrap{overflow-x:auto;background:#fff;border-radius:14px;padding:18px;box-shadow:0 2px 12px rgba(26,35,126,.08);margin-bottom:22px}
table{width:100%;border-collapse:collapse;font-size:13px}
th{background:linear-gradient(135deg,#1a237e,#0d47a1);color:#fff;padding:10px 8px;text-align:left;font-weight:600}
td{padding:8px;text-align:left;border-bottom:1px solid #e8eef7}
tr:hover td{background:#f5f7fa}

/* ---- FAQ accordion ---- */
.faq{background:#fff;border-radius:14px;padding:18px 22px;box-shadow:0 2px 12px rgba(26,35,126,.08);margin-bottom:14px}
.faq summary{font-weight:600;color:#1a237e;cursor:pointer;font-size:15px;padding:6px 0}
.faq summary::-webkit-details-marker{color:#c6a84e}
.faq[open] summary{color:#c6a84e}
.faq p{margin-top:10px;color:#333;font-size:14px}

/* ---- Badges & callouts ---- */
.badge{display:inline-block;padding:4px 10px;border-radius:12px;font-size:11px;font-weight:600;background:#e8eef7;color:#1a237e;margin-right:6px}
.callout{background:linear-gradient(135deg,#fff9e6,#fffbf0);border-left:4px solid #c6a84e;border-radius:12px;padding:16px 20px;margin:18px 0;color:#6a4e00}
.callout strong{color:#1a237e}

/* ---- Footer ---- */
.site-footer{background:#0a1340;color:#b8c3e8;padding:40px 20px 20px;margin-top:40px}
.footer-about{max-width:1100px;margin:0 auto 24px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.06)}
.footer-about h4{color:#fff;font-size:15px;margin-bottom:8px;letter-spacing:.5px}
.footer-about p{font-size:13px;color:#b8c3e8;margin-bottom:6px;max-width:600px}
.footer-about a{color:#c6a84e;text-decoration:none;font-weight:600;font-size:13px}
.footer-about a:hover{text-decoration:underline}
.footer-grid{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.08)}
@media(max-width:768px){.footer-grid{grid-template-columns:1fr 1fr;gap:20px}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}
.footer-grid h4{color:#fff;font-size:14px;margin-bottom:12px;letter-spacing:.5px}
.footer-grid a{color:#b8c3e8;text-decoration:none;display:block;padding:3px 0;font-size:13px}
.footer-grid a:hover{color:#c6a84e}
.footer-grid p{font-size:13px;color:#b8c3e8;margin-bottom:6px}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{padding:0;margin:0}
.footer-grid li a{padding:3px 0}
.footer-bottom{max-width:1100px;margin:20px auto 0;text-align:center;font-size:12px;color:#8390b8;line-height:1.7}
.footer-bottom strong{color:#fff}
.footer-bottom a{color:#c6a84e;text-decoration:none}

/* ---- Disclaimer (small note) ---- */
.disclaimer-note{text-align:center;font-size:11px;color:#8b93b8;margin-top:12px;padding:0 20px;line-height:1.6}

/* ---- Important alert banner ---- */
.alert-banner{max-width:1100px;margin:18px auto;padding:14px 20px;background:linear-gradient(135deg,#fff4e0,#fff9ed);border:1px solid #f0c060;border-left:5px solid #d4a537;border-radius:10px;font-size:13px;color:#5a4400;line-height:1.6}
.alert-banner strong{color:#7a5a00}
.alert-banner a{color:#7a5a00;font-weight:600}

/* ---- Strong page disclaimer (prominent footer above site-footer) ---- */
.page-disclaimer{max-width:1100px;margin:20px auto 0;padding:16px 20px;background:#fffbeb;border:1px solid #f0d590;border-radius:10px;font-size:12px;color:#705500;line-height:1.65}
.page-disclaimer strong{color:#5a4400}

/* ---- Utility ---- */
.text-center{text-align:center}
.mt-0{margin-top:0}.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}
.mb-0{margin-bottom:0}.mb-1{margin-bottom:8px}.mb-2{margin-bottom:16px}.mb-3{margin-bottom:24px}
.gold{color:#c6a84e}
.muted{color:#777;font-size:13px}

/* ---- Image optimisation ---- */
img{max-width:100%;height:auto}

/* ---- Follow Priyanka social CTA (inner pages) ---- */
.follow-priyanka{max-width:1100px;margin:24px auto 0;padding:18px 22px;background:linear-gradient(135deg,#1a237e,#0d47a1);color:#fff;border-radius:14px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px;box-shadow:0 6px 20px rgba(26,35,126,.25)}
.follow-priyanka .fp-text{flex:1;min-width:240px;font-size:14px;line-height:1.5}
.follow-priyanka .fp-text strong{display:block;font-size:17px;margin-bottom:4px;color:#ffd966}
.follow-priyanka .fp-btns{display:flex;gap:10px;flex-wrap:wrap}
.follow-priyanka .fp-btn{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:8px;font-weight:600;text-decoration:none;font-size:13px;transition:transform .15s ease}
.follow-priyanka .fp-btn:hover{transform:translateY(-2px)}
.follow-priyanka .fp-yt{background:#ff0000;color:#fff}
.follow-priyanka .fp-ig{background:linear-gradient(45deg,#f09433,#e6683c,#dc2743,#cc2366,#bc1888);color:#fff}
.follow-priyanka .fp-li{background:#0a66c2;color:#fff}
.follow-priyanka .fp-tw{background:#000;color:#fff}
@media (max-width:600px){.follow-priyanka{flex-direction:column;text-align:center}.follow-priyanka .fp-btns{justify-content:center}}